As of the end of September 31st  2015 according to financial reports submitted to the Central Bank of Russia, the bank’s asset size increased to 670.5 million rubles, while customer funds entrusted with the bank exceeded 236.4 million rubles. Shareholder’s equity  reached 335.0 million rubles as of September 31st 2015.

     Net loan portfolio of the bank by September 31st, 2015 increased to 557.2 million rubles, consisting of:

•      76.8% - Small and Medium size business loans (SME)
•     23.2% - Loans to individuals

     The bank ended 9 months 2015 with Net Income after taxes of 11.7 million rubles.

     At October 1, 2015 Net Operating Income reached 105.7 million rubles, main components of which were net interest income (43.7 million rubles), net fee and commission income (54.5 million rubles), net foreign exchange income (6.9 million rubles).

     As of the end of September 31st  2015 ratio of non-performing loans to overall loan portfolio reached 4.26%. Bank set aside 100% reserves for all non-performing loans, and overall coverage of reserves was 7.54% of all loans.

     The bank`s capital adequacy ratio reached at October 1, 2015 – 37.14%, currently (dd.20Oct2015) – 39.16% (min ratio – 10%).