Procommercebank

BANKING SERVICES AND FINANCIAL
SUPPORT FOR SMALL BUSINESS IN RUSSIA


Кредитный информационный центр (495)644-25-25


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Центр обслуживания клиентов (495)644-25-26

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2019 – a year of stability and improvement of financials for ProCommerce Bank Ltd.

Although in 2019  we have seen a small increase (7%) in our asset size (Rub 640 million), major change in assets was in shifting our loan portfolio further from corporate customers to customers of small and medium size businesses, currently over 90% of loan portfolio.

We have substantially improved the quality of loan portfolio whereby problematic loans stood at 4.9% of total loans, much lower than industry average.  We have considerably increased loan loss reserves to over 10% of loan portfolio, which gives us comfortable zone in the future.

Capital of the bank increased by 7% and reached Rub 345 million at year end, due to a profitable operational year (Rub 22.4 million of Net Income) and released reserves due to closure of problematic loans.

Average customer balances increased by 30% and reached Rub 297 million, showing further trust of our clients at our bank and its operations.

USD USD
92,37 0,10
EUR EUR
99,53 -0,18
Date: 30.03.2024
Source: ЦБ РФ




ПроКоммерцБанк
Россия, 127422, Москва
ул. Тимирязевская Д.1
тел. +7 (495) 644 25 25
факс. +7 (495) 644 25 09
 
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